Home Loans

Smart home loan structures for first home buyers, refinancers, and property investors. We design loans around your goals, manage the process end-to-end, and make sure your mortgage keeps working as your life changes.

We are home loan specialists

Whether you are starting out or wanting to switch your current loan, we can help you get the most out of your mortgage. We are home loan specialists.

We have a long history of working with clients, from first home buyers to experienced property investors, developing the most effective loan strategies with them.

We have helped our clients borrow money for residential and investment property, for home improvements and to finance construction of new homes.

Switching and refinancing

It is important to make your borrowed money work as hard for you as possible. Money saved is money earned. We will work with you to calculate the best solution for your situation.

We can review your current mortgage and help you determine whether it may be better to refinance, switch or remortgage with another lender.

If you need to borrow more, we can show you how much you may be eligible to borrow and recommend a loan to suit your situation.

Benefits you will receive

A dedicated home loan specialist will be assigned for a personalised service
Obligation free pre-approvals
Competitive interest rates, including low introductory rates
The option of fixed, variable and combination loans
Access to loans for the self-employed
Interest only loans
Healthcare specialists and professionals may be eligible to
borrow up to 90% with Lender’s Mortgage Insurance waivers
subject to conditions

Loan types

There are different ways of investing in property, such as buying your first home, renovating, purchasing a larger home or an investment property. We are familiar with all loan types, and we can work with you to maximise the effectiveness of your investment.

First Home Buyers

Getting into the property market can be challenging, but we will guide you through the process of buying your first home, making sure your mortgage is exactly calibrated to your needs, at a competitive rate.

Set up an appointment.

Home refinancing

We have worked with many homeowners who come to us because they are concerned that they are not getting the best deal with their home loan. They are either paying too much, or the loan conditions aren’t matched to their current needs. Or both. We will look at your loan and advise on a solution that suits you better.

Learn what we can do for you.

Home Improvements and Renovation

Sometimes, when you look at all the figures, the best investment you can make is not moving, but spending money on your existing property instead. We can help you realise the potential of your current property.

Let’s discuss the options available to you.

Funds for Investment

Property is an increasingly attractive investment for many Australians, but it is not like buying your own home. There are more variables, more traps for the unwary. We can help you navigate the minefield of property investing, and make sure your investment property maximises your returns.

Let’s discuss how best to finance your investment.

Construction loans

Borrowing money to build a new home has special requirements. It is a process that can be time-consuming and sometimes confusing. We will manage the process smoothly, to make it as stress-free as possible. You need to pay at each stage of the process, and construction loans are designed with this in mind.

Let’s discuss how to structure a suitable loan.

Our panel of lenders

Over many years, we have developed close relationships with Australia’s leading lenders.
Our deep understanding of the products they offer is where you can benefit.

Our team has supported clients for many years

These reviews reflect work completed under Mortgage IP and continue to represent the experience
now offered at Questar Finance.

I highly recommend Mortgage IP – they personally helped me obtain the right finances with the best interest rate for my individual portfolio, quickly and efficiently. They have helped many of my clients and friends, and continue to tailor my finances, even beyond the first loan.

Blake MizziDirector and Co-Founder of League of Geeks

Mortgage IP helped me to refinance my property. They are competent, knowledgeable and always available. Their prompt and direct responses distinguish them from their peers in the industry.

Behnoud TahamsebySenior Project Engineer

I have worked with Mortgage IP as a Lending Financial Advisor several times over the last three years. They have consistently been effective at proposing solutions to meet my requirements, as well as quick to respond to these requests. I would highly recommend using Mortgage IP’s services.

Simon Bryant

Mortgage IP has been instrumental in helping us restructure our home loan to enable a renovation for our expanding family. Their knowledge and understanding of the different products offered by lenders has meant our process of building will be seamless from a finance perspective.

David PidgeonDirector, Design By Pidgeon

Take the next step toward your mortgage

For more information contact MortgageIP on 1300 647 111 or email info@mortgageip.com.au

Alternatively, fill out the form opposite, and one of our staff will be in touch shortly.

Office address:

Waterman Business Centre,
Suite 42 Level 2 UL/40/1341
Dandenong Rd, Chadstone VIC 3148